Call reports 2012
NEW FRONTIER BANK — 2012
What NEW FRONTIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,334,000 | 127,902,000 | 122,828,000 | 120,027,000 |
| Total loans | 95,318,000 | 88,869,000 | 80,434,000 | 73,349,000 |
| Allowance for loan losses | 5,251,000 | 5,606,000 | 2,785,000 | 2,637,000 |
| Securities available for sale | 13,789,000 | 14,670,000 | 14,061,000 | 15,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,197,000 | 118,732,000 | 113,844,000 | 111,786,000 |
| Interest-bearing deposits | 107,265,000 | 100,458,000 | 95,560,000 | 94,892,000 |
| Noninterest-bearing deposits | 17,932,000 | 18,274,000 | 18,284,000 | 16,894,000 |
| Equity capital | 10,211,000 | 8,219,000 | 7,929,000 | 7,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,647,000 | 3,894,000 | 5,020,000 |
| Interest expense | 267,000 | 481,000 | 661,000 | 821,000 |
| Net interest income | 1,096,000 | 2,166,000 | 3,233,000 | 4,199,000 |
| Noninterest income | -670,000 | -1,464,000 | -1,355,000 | -1,380,000 |
| Noninterest expense | 1,219,000 | 2,415,000 | 3,596,000 | 4,728,000 |
| Provision for loan losses | 1,075,000 | 2,125,000 | 2,425,000 | 2,700,000 |
| Pretax income | -1,868,000 | -3,838,000 | -4,138,000 | -4,585,000 |
| Income tax | 19,000 | 19,000 | 19,000 | 19,000 |
| Net income | -1,887,000 | -3,857,000 | -4,157,000 | -4,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,055,000 | 8,086,000 | 7,786,000 | 7,339,000 |
| Total capital | 11,384,000 | 9,320,000 | 8,907,000 | 8,385,000 |
| Risk-weighted assets | 102,358,000 | 94,362,000 | 88,004,000 | 82,118,000 |