Call reports 2006
NEW FRONTIER BANK — 2006
What NEW FRONTIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 120,328,000 | 127,988,000 | 132,181,000 | 152,147,000 |
| Total loans | 95,639,000 | 101,054,000 | 104,054,000 | 111,625,000 |
| Allowance for loan losses | 988,000 | 916,000 | 874,000 | 728,000 |
| Securities available for sale | 14,342,000 | 13,770,000 | 14,993,000 | 23,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,911,000 | 100,434,000 | 104,192,000 | 124,063,000 |
| Interest-bearing deposits | 82,694,000 | 87,438,000 | 92,705,000 | 111,496,000 |
| Noninterest-bearing deposits | 12,217,000 | 12,996,000 | 11,487,000 | 12,567,000 |
| Equity capital | 14,975,000 | 15,024,000 | 15,325,000 | 15,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,789,000 | 3,762,000 | 5,929,000 | 8,289,000 |
| Interest expense | 803,000 | 1,714,000 | 2,781,000 | 4,071,000 |
| Net interest income | 986,000 | 2,048,000 | 3,148,000 | 4,218,000 |
| Noninterest income | 165,000 | 315,000 | 464,000 | 628,000 |
| Noninterest expense | 964,000 | 1,994,000 | 2,984,000 | 4,001,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 260,000 |
| Pretax income | 142,000 | 279,000 | 478,000 | 585,000 |
| Income tax | 30,000 | 50,000 | 71,000 | 62,000 |
| Net income | 112,000 | 229,000 | 407,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,961,000 | 15,063,000 | 15,325,000 | 15,420,000 |
| Total capital | 16,048,000 | 16,086,000 | 16,315,000 | 16,261,000 |
| Risk-weighted assets | 101,454,000 | 112,279,000 | 111,317,000 | 123,637,000 |