Call reports 2017
FIRST AMERICAN INTERNATIONAL BANK — 2017
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 849,923,000 | 873,588,000 | 863,601,000 | 872,962,000 |
| Total loans | 717,376,000 | 693,886,000 | 708,954,000 | 714,610,000 |
| Allowance for loan losses | 9,329,000 | 9,335,000 | 9,437,000 | 9,513,000 |
| Securities available for sale | 26,387,000 | 24,564,000 | 23,807,000 | 16,902,000 |
| Securities held to maturity | 28,352,000 | 28,086,000 | 27,467,000 | 26,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,682,000 | 629,386,000 | 621,936,000 | 630,530,000 |
| Interest-bearing deposits | 470,246,000 | 486,023,000 | 470,096,000 | 482,072,000 |
| Noninterest-bearing deposits | 136,436,000 | 143,363,000 | 151,840,000 | 148,458,000 |
| Equity capital | 80,359,000 | 82,363,000 | 83,755,000 | 85,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,575,000 | 17,119,000 | 25,845,000 | 34,915,000 |
| Interest expense | 1,781,000 | 3,693,000 | 5,612,000 | 7,581,000 |
| Net interest income | 6,794,000 | 13,426,000 | 20,233,000 | 27,334,000 |
| Noninterest income | 1,730,000 | 5,153,000 | 8,377,000 | 12,250,000 |
| Noninterest expense | 5,982,000 | 13,031,000 | 20,376,000 | 27,833,000 |
| Provision for loan losses | 79,000 | 79,000 | 79,000 | 149,000 |
| Pretax income | 2,463,000 | 5,469,000 | 8,155,000 | 11,516,000 |
| Income tax | 842,000 | 1,877,000 | 2,842,000 | 4,486,000 |
| Net income | 1,621,000 | 3,592,000 | 5,313,000 | 7,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,371,000 | 82,364,000 | 83,757,000 | 85,489,000 |
| Total capital | 87,327,000 | 89,153,000 | 90,657,000 | 92,514,000 |
| Risk-weighted assets | 553,961,000 | 540,440,000 | 549,464,000 | 559,466,000 |