Call reports 2016
FIRST AMERICAN INTERNATIONAL BANK — 2016
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 694,545,000 | 729,301,000 | 792,903,000 | 815,962,000 |
| Total loans | 546,112,000 | 607,555,000 | 654,566,000 | 678,882,000 |
| Allowance for loan losses | 9,223,000 | 9,234,000 | 9,239,000 | 9,244,000 |
| Securities available for sale | 47,876,000 | 44,574,000 | 31,622,000 | 28,068,000 |
| Securities held to maturity | 27,776,000 | 28,888,000 | 28,852,000 | 28,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,346,000 | 514,795,000 | 553,630,000 | 573,318,000 |
| Interest-bearing deposits | 374,474,000 | 385,960,000 | 411,014,000 | 436,397,000 |
| Noninterest-bearing deposits | 127,872,000 | 128,835,000 | 142,616,000 | 136,921,000 |
| Equity capital | 74,714,000 | 75,453,000 | 77,100,000 | 79,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,978,000 | 14,279,000 | 22,167,000 | 30,393,000 |
| Interest expense | 1,241,000 | 2,577,000 | 4,041,000 | 5,672,000 |
| Net interest income | 5,737,000 | 11,702,000 | 18,126,000 | 24,721,000 |
| Noninterest income | 1,336,000 | 2,304,000 | 4,036,000 | 7,239,000 |
| Noninterest expense | 5,649,000 | 11,689,000 | 17,241,000 | 23,772,000 |
| Provision for loan losses | 367,000 | 367,000 | 367,000 | 367,000 |
| Pretax income | 1,062,000 | 1,969,000 | 4,869,000 | 8,145,000 |
| Income tax | 348,000 | 675,000 | 1,663,000 | 2,785,000 |
| Net income | 714,000 | 1,294,000 | 3,206,000 | 5,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,469,000 | 75,018,000 | 76,928,000 | 79,076,000 |
| Total capital | 79,285,000 | 81,494,000 | 83,657,000 | 85,815,000 |
| Risk-weighted assets | 460,543,000 | 514,901,000 | 535,539,000 | 536,354,000 |