Call reports 2015
FIRST AMERICAN INTERNATIONAL BANK — 2015
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 576,804,000 | 591,542,000 | 599,855,000 | 642,243,000 |
| Total loans | 416,715,000 | 435,281,000 | 444,511,000 | 520,013,000 |
| Allowance for loan losses | 8,290,000 | 8,294,000 | 8,375,000 | 8,730,000 |
| Securities available for sale | 80,289,000 | 72,665,000 | 69,587,000 | 50,546,000 |
| Securities held to maturity | 19,110,000 | 18,816,000 | 20,579,000 | 22,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,837,000 | 445,538,000 | 452,847,000 | 446,116,000 |
| Interest-bearing deposits | 326,858,000 | 325,275,000 | 327,526,000 | 323,973,000 |
| Noninterest-bearing deposits | 105,979,000 | 120,263,000 | 125,321,000 | 122,143,000 |
| Equity capital | 73,686,000 | 73,711,000 | 74,750,000 | 73,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,147,000 | 12,285,000 | 18,725,000 | 25,340,000 |
| Interest expense | 948,000 | 1,886,000 | 2,832,000 | 3,842,000 |
| Net interest income | 5,199,000 | 10,399,000 | 15,893,000 | 21,498,000 |
| Noninterest income | 1,688,000 | 3,839,000 | 6,577,000 | 7,469,000 |
| Noninterest expense | 6,355,000 | 12,795,000 | 19,580,000 | 26,097,000 |
| Provision for loan losses | 0 | 0 | 0 | 628,000 |
| Pretax income | 540,000 | 1,485,000 | 2,932,000 | 2,167,000 |
| Income tax | 215,000 | 899,000 | 1,399,000 | 1,138,000 |
| Net income | 325,000 | 586,000 | 1,533,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,702,000 | 72,880,000 | 73,878,000 | 73,245,000 |
| Total capital | 77,383,000 | 77,773,000 | 78,806,000 | 78,758,000 |
| Risk-weighted assets | 370,448,000 | 386,890,000 | 389,725,000 | 436,779,000 |