Call reports 2014
FIRST AMERICAN INTERNATIONAL BANK — 2014
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 554,676,000 | 555,278,000 | 571,468,000 | 576,064,000 |
| Total loans | 378,660,000 | 370,599,000 | 379,465,000 | 404,753,000 |
| Allowance for loan losses | 7,682,000 | 7,818,000 | 7,880,000 | 7,981,000 |
| Securities available for sale | 98,209,000 | 103,416,000 | 98,822,000 | 85,507,000 |
| Securities held to maturity | 0 | 0 | 4,198,000 | 19,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,782,000 | 414,458,000 | 431,147,000 | 436,509,000 |
| Interest-bearing deposits | 328,061,000 | 325,534,000 | 339,216,000 | 336,112,000 |
| Noninterest-bearing deposits | 83,721,000 | 88,924,000 | 91,931,000 | 100,397,000 |
| Equity capital | 72,441,000 | 72,940,000 | 73,259,000 | 73,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,500,000 | 12,947,000 | 19,183,000 | 25,209,000 |
| Interest expense | 905,000 | 1,818,000 | 2,745,000 | 3,722,000 |
| Net interest income | 5,595,000 | 11,129,000 | 16,438,000 | 21,487,000 |
| Noninterest income | 1,478,000 | 2,806,000 | 4,283,000 | 7,264,000 |
| Noninterest expense | 5,828,000 | 12,076,000 | 18,074,000 | 25,178,000 |
| Provision for loan losses | 157,000 | 157,000 | 157,000 | 157,000 |
| Pretax income | 1,097,000 | 1,864,000 | 2,710,000 | 3,636,000 |
| Income tax | 395,000 | 649,000 | 941,000 | 1,755,000 |
| Net income | 702,000 | 1,215,000 | 1,769,000 | 1,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,418,000 | 71,871,000 | 72,374,000 | 72,301,000 |
| Total capital | 75,750,000 | 76,162,000 | 76,694,000 | 76,889,000 |
| Risk-weighted assets | 342,764,000 | 339,331,000 | 341,631,000 | 363,267,000 |