Call reports 2013
FIRST AMERICAN INTERNATIONAL BANK — 2013
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 540,802,000 | 517,923,000 | 540,677,000 | 552,172,000 |
| Total loans | 360,964,000 | 351,126,000 | 360,646,000 | 361,822,000 |
| Allowance for loan losses | 10,349,000 | 8,544,000 | 8,162,000 | 7,226,000 |
| Securities available for sale | 73,539,000 | 75,591,000 | 95,345,000 | 93,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,186,000 | 424,428,000 | 417,507,000 | 411,779,000 |
| Interest-bearing deposits | 362,161,000 | 343,451,000 | 333,378,000 | 324,298,000 |
| Noninterest-bearing deposits | 78,025,000 | 80,977,000 | 84,129,000 | 87,480,000 |
| Equity capital | 70,501,000 | 71,141,000 | 71,774,000 | 71,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,747,000 | 13,396,000 | 19,717,000 | 26,797,000 |
| Interest expense | 808,000 | 1,582,000 | 2,351,000 | 3,213,000 |
| Net interest income | 5,939,000 | 11,814,000 | 17,366,000 | 23,584,000 |
| Noninterest income | 1,623,000 | 3,161,000 | 5,260,000 | 8,033,000 |
| Noninterest expense | 5,473,000 | 10,770,000 | 16,931,000 | 25,902,000 |
| Provision for loan losses | 0 | 0 | 488,000 | 488,000 |
| Pretax income | 2,076,000 | 4,195,000 | 5,183,000 | 5,218,000 |
| Income tax | 936,000 | 1,892,000 | 2,338,000 | 2,277,000 |
| Net income | 1,140,000 | 2,303,000 | 2,845,000 | 2,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,256,000 | 70,431,000 | 70,933,000 | 70,778,000 |
| Total capital | 74,008,000 | 74,982,000 | 75,381,000 | 74,974,000 |
| Risk-weighted assets | 373,809,000 | 360,096,000 | 352,081,000 | 332,315,000 |