Call reports 2012
FIRST AMERICAN INTERNATIONAL BANK — 2012
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 536,289,000 | 529,380,000 | 526,486,000 | 526,504,000 |
| Total loans | 398,237,000 | 393,504,000 | 376,683,000 | 370,892,000 |
| Allowance for loan losses | 15,769,000 | 15,343,000 | 15,081,000 | 10,618,000 |
| Securities available for sale | 64,712,000 | 64,189,000 | 69,559,000 | 73,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,774,000 | 445,402,000 | 444,707,000 | 442,685,000 |
| Interest-bearing deposits | 385,484,000 | 375,747,000 | 374,654,000 | 366,653,000 |
| Noninterest-bearing deposits | 65,290,000 | 69,655,000 | 70,053,000 | 76,032,000 |
| Equity capital | 60,731,000 | 62,983,000 | 65,532,000 | 69,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,919,000 | 15,247,000 | 22,983,000 | 30,103,000 |
| Interest expense | 1,225,000 | 2,288,000 | 3,295,000 | 4,177,000 |
| Net interest income | 6,694,000 | 12,959,000 | 19,688,000 | 25,926,000 |
| Noninterest income | 1,427,000 | 4,146,000 | 6,717,000 | 8,872,000 |
| Noninterest expense | 5,875,000 | 11,057,000 | 16,355,000 | 22,536,000 |
| Provision for loan losses | 0 | 0 | 0 | -4,509,000 |
| Pretax income | 2,271,000 | 5,748,000 | 9,807,000 | 16,549,000 |
| Income tax | 1,024,000 | 2,593,000 | 4,424,000 | 7,465,000 |
| Net income | 1,247,000 | 3,155,000 | 5,383,000 | 9,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,463,000 | 60,712,000 | 64,255,000 | 68,109,000 |
| Total capital | 62,992,000 | 66,041,000 | 69,299,000 | 73,041,000 |
| Risk-weighted assets | 431,792,000 | 416,582,000 | 393,275,000 | 388,656,000 |