Call reports 2011
FIRST AMERICAN INTERNATIONAL BANK — 2011
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 597,087,000 | 586,857,000 | 550,450,000 | 532,809,000 |
| Total loans | 482,666,000 | 453,662,000 | 424,569,000 | 409,007,000 |
| Allowance for loan losses | 20,994,000 | 18,608,000 | 18,021,000 | 15,681,000 |
| Securities available for sale | 28,978,000 | 34,853,000 | 36,222,000 | 44,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,401,000 | 500,918,000 | 470,049,000 | 452,520,000 |
| Interest-bearing deposits | 452,467,000 | 438,902,000 | 412,853,000 | 393,725,000 |
| Noninterest-bearing deposits | 58,934,000 | 62,016,000 | 57,196,000 | 58,795,000 |
| Equity capital | 58,388,000 | 58,561,000 | 58,481,000 | 59,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,715,000 | 17,121,000 | 25,178,000 | 32,806,000 |
| Interest expense | 1,771,000 | 3,508,000 | 5,140,000 | 6,511,000 |
| Net interest income | 6,944,000 | 13,613,000 | 20,038,000 | 26,295,000 |
| Noninterest income | -678,000 | -772,000 | 41,000 | 489,000 |
| Noninterest expense | 5,320,000 | 10,868,000 | 16,049,000 | 21,429,000 |
| Provision for loan losses | 2,500,000 | 3,500,000 | 3,500,000 | 3,500,000 |
| Pretax income | -553,000 | -316,000 | 669,000 | 2,200,000 |
| Income tax | -240,000 | -146,000 | 301,000 | 793,000 |
| Net income | -313,000 | -170,000 | 368,000 | 1,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,141,000 | 51,437,000 | 53,173,000 | 54,843,000 |
| Total capital | 57,495,000 | 57,510,000 | 58,805,000 | 60,412,000 |
| Risk-weighted assets | 550,362,000 | 525,782,000 | 437,702,000 | 435,196,000 |