Call reports 2010
FIRST AMERICAN INTERNATIONAL BANK — 2010
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 641,856,000 | 628,762,000 | 603,881,000 | 589,670,000 |
| Total loans | 515,844,000 | 502,666,000 | 500,016,000 | 510,025,000 |
| Allowance for loan losses | 13,387,000 | 16,101,000 | 18,861,000 | 22,174,000 |
| Securities available for sale | 25,860,000 | 23,489,000 | 17,345,000 | 21,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,031,000 | 532,233,000 | 518,328,000 | 504,208,000 |
| Interest-bearing deposits | 481,548,000 | 458,943,000 | 456,751,000 | 445,514,000 |
| Noninterest-bearing deposits | 65,483,000 | 73,290,000 | 61,577,000 | 58,693,000 |
| Equity capital | 65,750,000 | 60,415,000 | 59,897,000 | 59,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,543,000 | 18,755,000 | 27,842,000 | 36,528,000 |
| Interest expense | 2,702,000 | 5,131,000 | 7,276,000 | 9,191,000 |
| Net interest income | 6,841,000 | 13,624,000 | 20,566,000 | 27,337,000 |
| Noninterest income | 2,465,000 | 4,770,000 | 5,649,000 | 6,546,000 |
| Noninterest expense | 5,111,000 | 11,179,000 | 16,790,000 | 23,229,000 |
| Provision for loan losses | 3,005,000 | 14,305,000 | 17,305,000 | 22,976,000 |
| Pretax income | 940,000 | -7,141,000 | -7,848,000 | -12,262,000 |
| Income tax | 432,000 | -2,418,000 | -2,667,000 | -5,437,000 |
| Net income | 508,000 | -4,723,000 | -5,181,000 | -6,825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,950,000 | 57,492,000 | 55,758,000 | 51,794,000 |
| Total capital | 72,328,000 | 64,695,000 | 62,751,000 | 58,726,000 |
| Risk-weighted assets | 583,446,000 | 566,539,000 | 546,804,000 | 607,799,000 |