Call reports 2009
FIRST AMERICAN INTERNATIONAL BANK — 2009
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 618,318,000 | 615,495,000 | 637,050,000 | 643,720,000 |
| Total loans | 515,155,000 | 526,132,000 | 522,615,000 | 516,315,000 |
| Allowance for loan losses | 5,988,000 | 8,626,000 | 10,497,000 | 11,521,000 |
| Securities available for sale | 7,995,000 | 7,999,000 | 7,223,000 | 20,660,000 |
| Securities held to maturity | 8,983,000 | 6,782,000 | 8,404,000 | 8,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,065,000 | 512,597,000 | 532,536,000 | 551,891,000 |
| Interest-bearing deposits | 457,967,000 | 459,661,000 | 475,128,000 | 491,092,000 |
| Noninterest-bearing deposits | 52,098,000 | 52,936,000 | 57,408,000 | 60,799,000 |
| Equity capital | 64,963,000 | 65,561,000 | 66,103,000 | 65,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,268,000 | 20,848,000 | 31,799,000 | 41,137,000 |
| Interest expense | 4,324,000 | 8,195,000 | 11,446,000 | 14,511,000 |
| Net interest income | 5,944,000 | 12,653,000 | 20,353,000 | 26,626,000 |
| Noninterest income | 1,781,000 | 4,304,000 | 8,968,000 | 12,017,000 |
| Noninterest expense | 4,881,000 | 9,651,000 | 15,612,000 | 21,557,000 |
| Provision for loan losses | 927,000 | 3,901,000 | 6,606,000 | 10,153,000 |
| Pretax income | 1,917,000 | 3,405,000 | 4,803,000 | 2,370,000 |
| Income tax | 885,000 | 1,563,000 | 2,207,000 | 1,090,000 |
| Net income | 1,032,000 | 1,842,000 | 2,596,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,551,000 | 66,011,000 | 66,383,000 | 64,745,000 |
| Total capital | 71,616,000 | 72,998,000 | 73,424,000 | 72,268,000 |
| Risk-weighted assets | 553,600,000 | 561,643,000 | 561,519,000 | 597,080,000 |