Call reports 2008
FIRST AMERICAN INTERNATIONAL BANK — 2008
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 542,634,000 | 558,351,000 | 592,295,000 | 604,374,000 |
| Total loans | 445,438,000 | 472,245,000 | 505,206,000 | 513,127,000 |
| Allowance for loan losses | 2,726,000 | 3,010,000 | 3,838,000 | 5,051,000 |
| Securities available for sale | 14,544,000 | 10,307,000 | 9,015,000 | 8,283,000 |
| Securities held to maturity | 18,614,000 | 14,159,000 | 14,287,000 | 11,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,115,000 | 476,851,000 | 509,220,000 | 519,293,000 |
| Interest-bearing deposits | 414,099,000 | 423,553,000 | 454,092,000 | 470,574,000 |
| Noninterest-bearing deposits | 48,016,000 | 53,298,000 | 55,127,000 | 48,719,000 |
| Equity capital | 46,335,000 | 46,855,000 | 46,816,000 | 47,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,309,000 | 18,779,000 | 28,757,000 | 38,943,000 |
| Interest expense | 4,717,000 | 9,138,000 | 13,429,000 | 18,114,000 |
| Net interest income | 4,592,000 | 9,641,000 | 15,328,000 | 20,829,000 |
| Noninterest income | 513,000 | 1,240,000 | 2,866,000 | 3,959,000 |
| Noninterest expense | 4,876,000 | 9,372,000 | 14,108,000 | 18,266,000 |
| Provision for loan losses | 150,000 | 459,000 | 1,247,000 | 2,335,000 |
| Pretax income | 79,000 | 1,050,000 | 1,581,000 | 2,639,000 |
| Income tax | 42,000 | 492,000 | 742,000 | 1,240,000 |
| Net income | 37,000 | 558,000 | 839,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,529,000 | 47,032,000 | 47,269,000 | 47,788,000 |
| Total capital | 49,491,000 | 50,302,000 | 51,322,000 | 52,927,000 |
| Risk-weighted assets | 527,290,000 | 542,936,000 | 567,797,000 | 571,153,000 |