Call reports 2007
FIRST AMERICAN INTERNATIONAL BANK — 2007
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 425,189,000 | 452,348,000 | 464,177,000 | 534,981,000 |
| Total loans | 326,038,000 | 343,121,000 | 380,840,000 | 419,450,000 |
| Allowance for loan losses | 2,179,000 | 2,339,000 | 2,421,000 | 2,563,000 |
| Securities available for sale | 10,277,000 | 10,248,000 | 10,211,000 | 14,805,000 |
| Securities held to maturity | 41,200,000 | 41,177,000 | 41,115,000 | 35,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,836,000 | 398,648,000 | 390,014,000 | 455,855,000 |
| Interest-bearing deposits | 324,436,000 | 344,924,000 | 340,390,000 | 407,951,000 |
| Noninterest-bearing deposits | 48,400,000 | 53,724,000 | 49,625,000 | 47,904,000 |
| Equity capital | 40,381,000 | 40,683,000 | 41,057,000 | 46,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,503,000 | 15,537,000 | 24,022,000 | 33,234,000 |
| Interest expense | 3,379,000 | 7,100,000 | 11,010,000 | 15,705,000 |
| Net interest income | 4,124,000 | 8,437,000 | 13,012,000 | 17,529,000 |
| Noninterest income | 502,000 | 855,000 | 1,737,000 | 2,600,000 |
| Noninterest expense | 4,044,000 | 8,138,000 | 12,751,000 | 18,203,000 |
| Provision for loan losses | 175,000 | 325,000 | 475,000 | 625,000 |
| Pretax income | 407,000 | 829,000 | 1,523,000 | 1,301,000 |
| Income tax | 188,000 | 384,000 | 704,000 | 600,000 |
| Net income | 219,000 | 445,000 | 819,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,642,000 | 40,959,000 | 41,355,000 | 46,496,000 |
| Total capital | 43,003,000 | 43,470,000 | 44,016,000 | 49,307,000 |
| Risk-weighted assets | 386,414,000 | 423,386,000 | 438,565,000 | 492,442,000 |