Call reports 2006
FIRST AMERICAN INTERNATIONAL BANK — 2006
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 325,341,000 | 335,142,000 | 387,646,000 | 408,912,000 |
| Total loans | 215,581,000 | 238,415,000 | 258,469,000 | 290,258,000 |
| Allowance for loan losses | 1,311,000 | 1,586,000 | 1,829,000 | 2,053,000 |
| Securities available for sale | 10,497,000 | 10,430,000 | 10,434,000 | 10,273,000 |
| Securities held to maturity | 44,693,000 | 44,463,000 | 44,623,000 | 44,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,451,000 | 286,591,000 | 339,620,000 | 359,387,000 |
| Interest-bearing deposits | 233,721,000 | 237,938,000 | 287,798,000 | 310,339,000 |
| Noninterest-bearing deposits | 43,730,000 | 48,653,000 | 51,822,000 | 49,048,000 |
| Equity capital | 35,803,000 | 36,190,000 | 36,692,000 | 36,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,003,000 | 10,625,000 | 17,111,000 | 24,051,000 |
| Interest expense | 1,924,000 | 4,065,000 | 6,764,000 | 10,016,000 |
| Net interest income | 3,079,000 | 6,560,000 | 10,347,000 | 14,035,000 |
| Noninterest income | 534,000 | 1,094,000 | 2,231,000 | 2,832,000 |
| Noninterest expense | 2,640,000 | 5,503,000 | 9,090,000 | 12,787,000 |
| Provision for loan losses | 225,000 | 500,000 | 900,000 | 1,100,000 |
| Pretax income | 748,000 | 1,651,000 | 2,588,000 | 2,980,000 |
| Income tax | 348,000 | 770,000 | 1,205,000 | 1,390,000 |
| Net income | 400,000 | 881,000 | 1,383,000 | 1,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,939,000 | 36,419,000 | 36,920,000 | 37,126,000 |
| Total capital | 37,250,000 | 38,005,000 | 38,906,000 | 39,312,000 |
| Risk-weighted assets | 264,273,000 | 285,844,000 | 325,023,000 | 359,180,000 |