Call reports 2004
FIRST AMERICAN INTERNATIONAL BANK — 2004
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 131,762,000 | 146,940,000 | 153,679,000 | 175,520,000 |
| Total loans | 78,106,000 | 97,083,000 | 111,947,000 | 125,070,000 |
| Allowance for loan losses | 311,000 | 356,000 | 431,000 | 504,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,106,000 | 15,496,000 | 16,540,000 | 17,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,269,000 | 128,097,000 | 133,344,000 | 147,574,000 |
| Interest-bearing deposits | 88,967,000 | 100,129,000 | 104,812,000 | 116,439,000 |
| Noninterest-bearing deposits | 24,302,000 | 27,968,000 | 28,532,000 | 31,135,000 |
| Equity capital | 11,470,000 | 11,631,000 | 12,401,000 | 17,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,494,000 | 5,726,000 | 8,187,000 |
| Interest expense | 367,000 | 773,000 | 1,211,000 | 1,696,000 |
| Net interest income | 1,177,000 | 2,721,000 | 4,515,000 | 6,491,000 |
| Noninterest income | 618,000 | 1,144,000 | 3,100,000 | 3,640,000 |
| Noninterest expense | 1,638,000 | 3,339,000 | 5,543,000 | 7,336,000 |
| Provision for loan losses | 40,000 | 85,000 | 160,000 | 235,000 |
| Pretax income | 117,000 | 441,000 | 1,912,000 | 2,560,000 |
| Income tax | 63,000 | 226,000 | 927,000 | 1,251,000 |
| Net income | 54,000 | 215,000 | 985,000 | 1,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,470,000 | 11,631,000 | 12,399,000 | 16,971,000 |
| Total capital | 11,781,000 | 11,987,000 | 12,830,000 | 17,475,000 |
| Risk-weighted assets | 90,421,000 | 108,225,000 | 123,989,000 | 139,959,000 |