Call reports 2003
FIRST AMERICAN INTERNATIONAL BANK — 2003
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 69,403,000 | 82,930,000 | 101,664,000 | 118,287,000 |
| Total loans | 40,396,000 | 43,361,000 | 52,760,000 | 59,806,000 |
| Allowance for loan losses | 169,000 | 184,000 | 204,000 | 271,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,430,000 | 9,798,000 | 12,402,000 | 14,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,276,000 | 68,757,000 | 85,292,000 | 101,067,000 |
| Interest-bearing deposits | 46,373,000 | 53,288,000 | 66,484,000 | 79,690,000 |
| Noninterest-bearing deposits | 12,903,000 | 15,469,000 | 18,808,000 | 21,377,000 |
| Equity capital | 6,628,000 | 10,675,000 | 10,770,000 | 11,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 2,018,000 | 3,244,000 | 4,610,000 |
| Interest expense | 254,000 | 505,000 | 782,000 | 1,115,000 |
| Net interest income | 700,000 | 1,513,000 | 2,462,000 | 3,495,000 |
| Noninterest income | 282,000 | 781,000 | 1,526,000 | 2,320,000 |
| Noninterest expense | 965,000 | 2,022,000 | 3,370,000 | 4,976,000 |
| Provision for loan losses | 15,000 | 30,000 | 50,000 | 120,000 |
| Pretax income | 2,000 | 242,000 | 568,000 | 719,000 |
| Income tax | 8,000 | 101,000 | 249,000 | 341,000 |
| Net income | -6,000 | 141,000 | 319,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,628,000 | 10,675,000 | 10,770,000 | 11,416,000 |
| Total capital | 6,797,000 | 10,859,000 | 10,974,000 | 11,687,000 |
| Risk-weighted assets | 48,875,000 | 54,682,000 | 65,815,000 | 72,462,000 |