Call reports 2002
FIRST AMERICAN INTERNATIONAL BANK — 2002
What FIRST AMERICAN INTERNATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 46,173,000 | 56,382,000 | 62,631,000 | 65,163,000 |
| Total loans | 31,940,000 | 35,100,000 | 38,287,000 | 40,922,000 |
| Allowance for loan losses | 112,000 | 122,000 | 138,000 | 154,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 818,000 | 2,332,000 | 3,009,000 | 3,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,392,000 | 49,190,000 | 53,406,000 | 55,017,000 |
| Interest-bearing deposits | 33,360,000 | 40,915,000 | 43,773,000 | 44,125,000 |
| Noninterest-bearing deposits | 6,032,000 | 8,275,000 | 9,633,000 | 10,892,000 |
| Equity capital | 5,882,000 | 5,891,000 | 6,618,000 | 6,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,565,000 | 2,474,000 | 3,445,000 |
| Interest expense | 251,000 | 513,000 | 789,000 | 1,053,000 |
| Net interest income | 496,000 | 1,052,000 | 1,685,000 | 2,392,000 |
| Noninterest income | 184,000 | 379,000 | 1,432,000 | 1,669,000 |
| Noninterest expense | 732,000 | 1,458,000 | 2,348,000 | 3,190,000 |
| Provision for loan losses | 6,000 | 17,000 | 35,000 | 50,000 |
| Pretax income | -58,000 | -44,000 | 734,000 | 821,000 |
| Income tax | 32,000 | 37,000 | 88,000 | 160,000 |
| Net income | -90,000 | -81,000 | 646,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,882,000 | 5,891,000 | 6,618,000 | 6,633,000 |
| Total capital | 5,994,000 | 6,013,000 | 6,756,000 | 6,787,000 |
| Risk-weighted assets | 32,943,000 | 38,258,000 | 43,137,000 | 47,983,000 |