Call reports 2025
SECURITY STATE BANK — 2025
What SECURITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 457,200,000 | 457,240,000 | 457,748,000 | 480,775,000 |
| Total loans | 416,760,000 | 422,956,000 | 417,796,000 | 437,435,000 |
| Allowance for loan losses | 4,227,000 | 4,398,000 | 4,721,000 | 4,652,000 |
| Securities available for sale | 5,110,000 | 4,078,000 | 4,099,000 | 4,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,004,000 | 307,710,000 | 303,051,000 | 330,686,000 |
| Interest-bearing deposits | 269,704,000 | 264,120,000 | 257,055,000 | 280,802,000 |
| Noninterest-bearing deposits | 42,300,000 | 43,590,000 | 45,996,000 | 49,884,000 |
| Equity capital | 44,677,000 | 46,952,000 | 49,101,000 | 51,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,984,000 | 14,440,000 | 22,049,000 | 29,743,000 |
| Interest expense | 2,888,000 | 6,033,000 | 9,156,000 | 12,162,000 |
| Net interest income | 4,096,000 | 8,407,000 | 12,893,000 | 17,581,000 |
| Noninterest income | 96,000 | 186,000 | 299,000 | 461,000 |
| Noninterest expense | 1,241,000 | 2,527,000 | 3,776,000 | 5,110,000 |
| Provision for loan losses | 225,000 | 400,000 | 725,000 | 1,025,000 |
| Pretax income | 2,726,000 | 5,666,000 | 8,691,000 | 11,907,000 |
| Income tax | 95,000 | 253,000 | 418,000 | 453,000 |
| Net income | 2,631,000 | 5,413,000 | 8,273,000 | 11,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,614,000 | 46,891,000 | 49,022,000 | 51,473,000 |