Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,727,000 | 120,264,000 | 120,417,000 | 118,660,000 |
| Total loans | 113,355,000 | 112,823,000 | 113,402,000 | 111,187,000 |
| Allowance for loan losses | 1,320,000 | 1,368,000 | 1,412,000 | 1,406,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 240,000 | 240,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,108,000 | 90,002,000 | 87,151,000 | 97,995,000 |
| Interest-bearing deposits | 77,156,000 | 79,388,000 | 76,922,000 | 81,351,000 |
| Noninterest-bearing deposits | 11,952,000 | 10,614,000 | 10,229,000 | 16,644,000 |
| Equity capital | 11,010,000 | 11,145,000 | 11,186,000 | 11,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,805,000 | 4,240,000 | 5,648,000 |
| Interest expense | 150,000 | 313,000 | 480,000 | 639,000 |
| Net interest income | 1,242,000 | 2,492,000 | 3,760,000 | 5,009,000 |
| Noninterest income | 52,000 | 105,000 | 164,000 | 223,000 |
| Noninterest expense | 434,000 | 861,000 | 1,284,000 | 1,739,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 815,000 | 1,646,000 | 2,505,000 | 3,358,000 |
| Income tax | 28,000 | 73,000 | 117,000 | 158,000 |
| Net income | 787,000 | 1,573,000 | 2,388,000 | 3,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,008,000 | 11,141,000 | 11,186,000 | 11,197,000 |
| Total capital | 12,328,000 | 12,509,000 | 12,598,000 | 12,585,000 |
| Risk-weighted assets | 113,450,000 | 112,895,000 | 113,593,000 | 111,051,000 |