Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,162,000 | 113,796,000 | 111,784,000 | 119,246,000 |
| Total loans | 103,084,000 | 109,123,000 | 107,566,000 | 114,850,000 |
| Allowance for loan losses | 1,136,000 | 1,183,000 | 1,236,000 | 1,281,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 527,000 | 527,000 | 326,000 | 311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,699,000 | 87,229,000 | 87,014,000 | 92,690,000 |
| Interest-bearing deposits | 70,094,000 | 73,153,000 | 77,155,000 | 76,462,000 |
| Noninterest-bearing deposits | 11,605,000 | 14,076,000 | 9,859,000 | 16,228,000 |
| Equity capital | 9,877,000 | 10,072,000 | 10,375,000 | 10,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,523,000 | 3,836,000 | 5,183,000 |
| Interest expense | 108,000 | 226,000 | 346,000 | 484,000 |
| Net interest income | 1,122,000 | 2,297,000 | 3,490,000 | 4,699,000 |
| Noninterest income | 57,000 | 111,000 | 167,000 | 231,000 |
| Noninterest expense | 421,000 | 825,000 | 1,264,000 | 1,692,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 713,000 | 1,493,000 | 2,258,000 | 3,058,000 |
| Income tax | 15,000 | 53,000 | 97,000 | 136,000 |
| Net income | 698,000 | 1,440,000 | 2,161,000 | 2,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,877,000 | 10,072,000 | 10,375,000 | 10,718,000 |
| Total capital | 11,013,000 | 11,255,000 | 11,611,000 | 11,999,000 |
| Risk-weighted assets | 102,362,000 | 108,841,000 | 107,747,000 | 114,866,000 |