Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,686,000 | 99,895,000 | 101,328,000 | 110,800,000 |
| Total loans | 94,460,000 | 95,719,000 | 96,488,000 | 105,416,000 |
| Allowance for loan losses | 1,025,000 | 1,030,000 | 1,066,000 | 1,093,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 554,000 | 553,000 | 553,000 | 527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,197,000 | 75,925,000 | 71,567,000 | 83,154,000 |
| Interest-bearing deposits | 64,838,000 | 65,981,000 | 61,504,000 | 69,565,000 |
| Noninterest-bearing deposits | 11,359,000 | 9,944,000 | 10,063,000 | 13,589,000 |
| Equity capital | 8,874,000 | 8,960,000 | 9,075,000 | 9,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,134,000 | 2,301,000 | 3,455,000 | 4,684,000 |
| Interest expense | 105,000 | 209,000 | 312,000 | 425,000 |
| Net interest income | 1,029,000 | 2,092,000 | 3,143,000 | 4,259,000 |
| Noninterest income | 65,000 | 121,000 | 228,000 | 297,000 |
| Noninterest expense | 414,000 | 814,000 | 1,224,000 | 1,634,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 650,000 | 1,339,000 | 2,057,000 | 2,802,000 |
| Income tax | 22,000 | 56,000 | 90,000 | 141,000 |
| Net income | 628,000 | 1,283,000 | 1,967,000 | 2,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,874,000 | 8,960,000 | 9,075,000 | 9,769,000 |
| Total capital | 9,899,000 | 9,990,000 | 10,141,000 | 10,862,000 |
| Risk-weighted assets | 93,984,000 | 95,196,000 | 96,495,000 | 105,286,000 |