Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,545,000 | 96,710,000 | 97,830,000 | 103,689,000 |
| Total loans | 89,135,000 | 92,292,000 | 92,098,000 | 97,558,000 |
| Allowance for loan losses | 1,007,000 | 1,042,000 | 1,076,000 | 995,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,345,000 | 870,000 | 574,000 | 554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,887,000 | 67,775,000 | 68,902,000 | 74,013,000 |
| Interest-bearing deposits | 58,161,000 | 58,450,000 | 59,115,000 | 61,416,000 |
| Noninterest-bearing deposits | 10,726,000 | 9,325,000 | 9,787,000 | 12,597,000 |
| Equity capital | 8,619,000 | 8,569,000 | 8,641,000 | 8,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,274,000 | 3,429,000 | 4,593,000 |
| Interest expense | 127,000 | 252,000 | 375,000 | 498,000 |
| Net interest income | 1,004,000 | 2,022,000 | 3,054,000 | 4,095,000 |
| Noninterest income | 49,000 | 110,000 | 168,000 | 234,000 |
| Noninterest expense | 391,000 | 782,000 | 1,177,000 | 1,591,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 20,000 |
| Pretax income | 632,000 | 1,290,000 | 1,955,000 | 2,718,000 |
| Income tax | 12,000 | 45,000 | 78,000 | 136,000 |
| Net income | 620,000 | 1,245,000 | 1,877,000 | 2,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,619,000 | 8,569,000 | 8,641,000 | 8,939,000 |
| Total capital | 9,627,000 | 9,611,000 | 9,717,000 | 9,934,000 |
| Risk-weighted assets | 88,933,000 | 91,859,000 | 92,152,000 | 97,384,000 |