Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,018,000 | 85,338,000 | 90,030,000 | 98,974,000 |
| Total loans | 78,238,000 | 80,395,000 | 82,886,000 | 93,647,000 |
| Allowance for loan losses | 887,000 | 917,000 | 947,000 | 977,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,638,000 | 1,372,000 | 1,371,000 | 1,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,163,000 | 68,227,000 | 68,170,000 | 68,427,000 |
| Interest-bearing deposits | 53,278,000 | 58,330,000 | 57,572,000 | 55,129,000 |
| Noninterest-bearing deposits | 9,885,000 | 9,897,000 | 10,598,000 | 13,298,000 |
| Equity capital | 7,005,000 | 7,352,000 | 7,450,000 | 8,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,143,000 | 3,254,000 | 4,375,000 |
| Interest expense | 157,000 | 312,000 | 457,000 | 595,000 |
| Net interest income | 872,000 | 1,831,000 | 2,797,000 | 3,780,000 |
| Noninterest income | 52,000 | 141,000 | 221,000 | 289,000 |
| Noninterest expense | 379,000 | 742,000 | 1,115,000 | 1,524,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 515,000 | 1,170,000 | 1,813,000 | 2,425,000 |
| Income tax | 17,000 | 51,000 | 84,000 | 117,000 |
| Net income | 498,000 | 1,119,000 | 1,729,000 | 2,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,005,000 | 7,352,000 | 7,450,000 | 8,765,000 |
| Total capital | 7,892,000 | 8,269,000 | 8,397,000 | 9,742,000 |
| Risk-weighted assets | 77,598,000 | 80,039,000 | 83,360,000 | 93,886,000 |