Call reports 2011
SECURITY STATE BANK — 2011
What SECURITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,904,000 | 77,251,000 | 79,854,000 | 79,275,000 |
| Total loans | 68,895,000 | 71,769,000 | 73,356,000 | 73,093,000 |
| Allowance for loan losses | 881,000 | 893,000 | 927,000 | 857,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,242,000 | 2,176,000 | 2,175,000 | 1,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,455,000 | 60,173,000 | 59,148,000 | 62,345,000 |
| Interest-bearing deposits | 54,030,000 | 52,818,000 | 50,756,000 | 50,848,000 |
| Noninterest-bearing deposits | 8,425,000 | 7,355,000 | 8,392,000 | 11,497,000 |
| Equity capital | 6,682,000 | 6,525,000 | 6,483,000 | 6,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 2,030,000 | 3,086,000 | 4,130,000 |
| Interest expense | 188,000 | 370,000 | 551,000 | 721,000 |
| Net interest income | 808,000 | 1,660,000 | 2,535,000 | 3,409,000 |
| Noninterest income | 61,000 | 140,000 | 200,000 | 276,000 |
| Noninterest expense | 389,000 | 774,000 | 1,154,000 | 1,591,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 10,000 |
| Pretax income | 450,000 | 966,000 | 1,491,000 | 2,084,000 |
| Income tax | 15,000 | 43,000 | 70,000 | 101,000 |
| Net income | 435,000 | 923,000 | 1,421,000 | 1,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,682,000 | 6,525,000 | 6,483,000 | 6,736,000 |
| Total capital | 7,498,000 | 7,418,000 | 7,401,000 | 7,593,000 |
| Risk-weighted assets | 68,469,000 | 71,646,000 | 73,466,000 | 72,982,000 |