Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,617,000 | 67,311,000 | 68,788,000 | 70,210,000 |
| Total loans | 61,248,000 | 61,627,000 | 62,846,000 | 65,169,000 |
| Allowance for loan losses | 826,000 | 838,000 | 841,000 | 836,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,854,000 | 2,903,000 | 2,902,000 | 2,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,608,000 | 54,299,000 | 56,047,000 | 59,891,000 |
| Interest-bearing deposits | 46,274,000 | 48,054,000 | 49,060,000 | 50,121,000 |
| Noninterest-bearing deposits | 6,334,000 | 6,245,000 | 6,987,000 | 9,770,000 |
| Equity capital | 6,529,000 | 6,685,000 | 6,900,000 | 5,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,976,000 | 2,978,000 | 3,997,000 |
| Interest expense | 304,000 | 596,000 | 884,000 | 1,161,000 |
| Net interest income | 672,000 | 1,380,000 | 2,094,000 | 2,836,000 |
| Noninterest income | 69,000 | 140,000 | 209,000 | 334,000 |
| Noninterest expense | 354,000 | 778,000 | 1,158,000 | 1,588,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 357,000 | 702,000 | 1,105,000 | 1,542,000 |
| Income tax | 13,000 | 32,000 | 50,000 | 75,000 |
| Net income | 344,000 | 670,000 | 1,055,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,529,000 | 6,685,000 | 6,900,000 | 5,693,000 |
| Total capital | 7,289,000 | 7,453,000 | 7,683,000 | 6,503,000 |
| Risk-weighted assets | 60,776,000 | 61,335,000 | 62,557,000 | 64,768,000 |