Call reports 2007
SECURITY STATE BANK — 2007
What SECURITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,736,000 | 67,221,000 | 66,890,000 | 69,072,000 |
| Total loans | 58,106,000 | 58,773,000 | 59,939,000 | 61,632,000 |
| Allowance for loan losses | 614,000 | 644,000 | 672,000 | 703,000 |
| Securities available for sale | 658,000 | 656,000 | 664,000 | 665,000 |
| Securities held to maturity | 2,637,000 | 2,463,000 | 2,459,000 | 2,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,389,000 | 52,685,000 | 53,331,000 | 56,377,000 |
| Interest-bearing deposits | 42,927,000 | 47,814,000 | 47,993,000 | 48,635,000 |
| Noninterest-bearing deposits | 5,462,000 | 4,871,000 | 5,338,000 | 7,742,000 |
| Equity capital | 5,684,000 | 5,885,000 | 6,070,000 | 5,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,315,000 | 3,541,000 | 4,752,000 |
| Interest expense | 519,000 | 1,118,000 | 1,731,000 | 2,321,000 |
| Net interest income | 591,000 | 1,197,000 | 1,810,000 | 2,431,000 |
| Noninterest income | 65,000 | 133,000 | 195,000 | 255,000 |
| Noninterest expense | 349,000 | 686,000 | 1,036,000 | 1,417,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 292,000 | 599,000 | 894,000 | 1,164,000 |
| Income tax | 7,000 | 18,000 | 43,000 | 52,000 |
| Net income | 285,000 | 581,000 | 851,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,688,000 | 5,892,000 | 6,070,000 | 5,997,000 |
| Total capital | 6,302,000 | 6,536,000 | 6,742,000 | 6,700,000 |
| Risk-weighted assets | 57,773,000 | 58,647,000 | 59,760,000 | 61,604,000 |