Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 61,307,000 | 62,047,000 | 61,369,000 | 63,179,000 |
| Total loans | 53,823,000 | 54,830,000 | 54,520,000 | 54,473,000 |
| Allowance for loan losses | 550,000 | 567,000 | 578,000 | 598,000 |
| Securities available for sale | 822,000 | 816,000 | 828,000 | 655,000 |
| Securities held to maturity | 3,108,000 | 2,667,000 | 2,662,000 | 2,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,236,000 | 45,608,000 | 44,971,000 | 47,706,000 |
| Interest-bearing deposits | 40,534,000 | 40,966,000 | 40,155,000 | 40,808,000 |
| Noninterest-bearing deposits | 4,702,000 | 4,642,000 | 4,816,000 | 6,898,000 |
| Equity capital | 4,913,000 | 5,065,000 | 5,365,000 | 5,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,991,000 | 3,138,000 | 4,266,000 |
| Interest expense | 408,000 | 885,000 | 1,398,000 | 1,925,000 |
| Net interest income | 553,000 | 1,106,000 | 1,740,000 | 2,341,000 |
| Noninterest income | 61,000 | 122,000 | 180,000 | 257,000 |
| Noninterest expense | 346,000 | 682,000 | 971,000 | 1,356,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 60,000 |
| Pretax income | 253,000 | 516,000 | 909,000 | 1,182,000 |
| Income tax | 8,000 | 23,000 | 38,000 | 59,000 |
| Net income | 245,000 | 493,000 | 871,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,913,000 | 5,065,000 | 5,373,000 | 5,495,000 |
| Total capital | 5,463,000 | 5,632,000 | 5,951,000 | 6,093,000 |
| Risk-weighted assets | 53,694,000 | 54,716,000 | 54,294,000 | 56,347,000 |