Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,273,000 | 53,323,000 | 58,065,000 | 61,139,000 |
| Total loans | 45,809,000 | 45,306,000 | 50,242,000 | 51,273,000 |
| Allowance for loan losses | 505,000 | 512,000 | 530,000 | 530,000 |
| Securities available for sale | 1,672,000 | 941,000 | 934,000 | 925,000 |
| Securities held to maturity | 3,857,000 | 3,208,000 | 3,200,000 | 3,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,487,000 | 40,919,000 | 43,134,000 | 47,621,000 |
| Interest-bearing deposits | 36,797,000 | 36,764,000 | 37,952,000 | 39,577,000 |
| Noninterest-bearing deposits | 4,690,000 | 4,155,000 | 5,182,000 | 8,044,000 |
| Equity capital | 4,416,000 | 4,575,000 | 4,675,000 | 4,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 763,000 | 1,574,000 | 2,414,000 | 3,341,000 |
| Interest expense | 223,000 | 498,000 | 810,000 | 1,193,000 |
| Net interest income | 540,000 | 1,076,000 | 1,604,000 | 2,148,000 |
| Noninterest income | 55,000 | 125,000 | 182,000 | 276,000 |
| Noninterest expense | 300,000 | 609,000 | 914,000 | 1,266,000 |
| Provision for loan losses | 65,000 | 80,000 | 95,000 | 110,000 |
| Pretax income | 230,000 | 500,000 | 765,000 | 1,036,000 |
| Income tax | 10,000 | 24,000 | 38,000 | 52,000 |
| Net income | 220,000 | 476,000 | 727,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,428,000 | 4,568,000 | 4,675,000 | 4,802,000 |
| Total capital | 4,933,000 | 5,080,000 | 5,205,000 | 5,332,000 |
| Risk-weighted assets | 45,457,000 | 45,060,000 | 49,911,000 | 51,711,000 |