Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,256,000 | 49,336,000 | 49,316,000 | 54,084,000 |
| Total loans | 39,113,000 | 40,598,000 | 40,695,000 | 44,349,000 |
| Allowance for loan losses | 394,000 | 407,000 | 421,000 | 435,000 |
| Securities available for sale | 1,799,000 | 1,763,000 | 1,362,000 | 1,895,000 |
| Securities held to maturity | 4,134,000 | 3,529,000 | 3,877,000 | 3,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,790,000 | 40,365,000 | 40,811,000 | 43,857,000 |
| Interest-bearing deposits | 35,335,000 | 35,825,000 | 36,003,000 | 37,031,000 |
| Noninterest-bearing deposits | 4,455,000 | 4,540,000 | 4,808,000 | 6,826,000 |
| Equity capital | 4,623,000 | 4,098,000 | 4,266,000 | 4,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,411,000 | 2,120,000 | 2,860,000 |
| Interest expense | 204,000 | 392,000 | 581,000 | 780,000 |
| Net interest income | 497,000 | 1,019,000 | 1,539,000 | 2,080,000 |
| Noninterest income | 45,000 | 107,000 | 161,000 | 241,000 |
| Noninterest expense | 298,000 | 607,000 | 904,000 | 1,237,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 229,000 | 489,000 | 751,000 | 1,024,000 |
| Income tax | 8,000 | 22,000 | 35,000 | 52,000 |
| Net income | 221,000 | 467,000 | 716,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,579,000 | 4,089,000 | 4,252,000 | 4,318,000 |
| Total capital | 4,973,000 | 4,496,000 | 4,673,000 | 4,753,000 |
| Risk-weighted assets | 40,196,000 | 40,818,000 | 41,096,000 | 44,239,000 |