Call reports 2002
SECURITY STATE BANK — 2002
What SECURITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,533,000 | 45,258,000 | 47,163,000 | 49,260,000 |
| Total loans | 29,625,000 | 32,818,000 | 34,903,000 | 33,777,000 |
| Allowance for loan losses | 322,000 | 343,000 | 358,000 | 338,000 |
| Securities available for sale | 4,572,000 | 3,587,000 | 3,392,000 | 3,195,000 |
| Securities held to maturity | 6,498,000 | 5,671,000 | 5,004,000 | 4,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,723,000 | 38,369,000 | 39,082,000 | 41,218,000 |
| Interest-bearing deposits | 35,274,000 | 35,496,000 | 35,459,000 | 36,389,000 |
| Noninterest-bearing deposits | 3,449,000 | 2,873,000 | 3,623,000 | 4,829,000 |
| Equity capital | 4,068,000 | 4,161,000 | 4,315,000 | 4,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,527,000 | 2,312,000 | 3,093,000 |
| Interest expense | 337,000 | 647,000 | 962,000 | 1,267,000 |
| Net interest income | 428,000 | 880,000 | 1,350,000 | 1,826,000 |
| Noninterest income | 38,000 | 90,000 | 135,000 | 208,000 |
| Noninterest expense | 281,000 | 565,000 | 853,000 | 1,155,000 |
| Provision for loan losses | 15,000 | 80,000 | 95,000 | 145,000 |
| Pretax income | 170,000 | 325,000 | 537,000 | 734,000 |
| Income tax | 55,000 | 104,000 | 174,000 | 326,000 |
| Net income | 115,000 | 221,000 | 363,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,019,000 | 4,105,000 | 4,227,000 | 4,224,000 |
| Total capital | 4,341,000 | 4,448,000 | 4,585,000 | 4,562,000 |
| Risk-weighted assets | 34,227,000 | 36,426,000 | 38,450,000 | 37,257,000 |