Call reports 2001
SECURITY STATE BANK — 2001
What SECURITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,481,000 | 42,637,000 | 43,629,000 | 44,660,000 |
| Total loans | 28,027,000 | 28,356,000 | 29,172,000 | 29,824,000 |
| Allowance for loan losses | 332,000 | 350,000 | 364,000 | 305,000 |
| Securities available for sale | 6,599,000 | 5,740,000 | 5,856,000 | 5,327,000 |
| Securities held to maturity | 5,041,000 | 4,910,000 | 5,520,000 | 5,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,912,000 | 36,459,000 | 37,140,000 | 38,904,000 |
| Interest-bearing deposits | 34,162,000 | 33,827,000 | 33,780,000 | 34,926,000 |
| Noninterest-bearing deposits | 2,750,000 | 2,632,000 | 3,360,000 | 3,978,000 |
| Equity capital | 3,701,000 | 3,784,000 | 3,921,000 | 4,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,641,000 | 2,493,000 | 3,293,000 |
| Interest expense | 446,000 | 898,000 | 1,341,000 | 1,707,000 |
| Net interest income | 352,000 | 743,000 | 1,152,000 | 1,586,000 |
| Noninterest income | 35,000 | 79,000 | 123,000 | 189,000 |
| Noninterest expense | 243,000 | 493,000 | 741,000 | 1,037,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 129,000 | 299,000 | 489,000 | 678,000 |
| Income tax | 43,000 | 101,000 | 166,000 | 205,000 |
| Net income | 86,000 | 198,000 | 323,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,644,000 | 3,732,000 | 3,831,000 | 3,924,000 |
| Total capital | 3,976,000 | 4,082,000 | 4,195,000 | 4,229,000 |
| Risk-weighted assets | 32,631,000 | 33,117,000 | 34,530,000 | 34,278,000 |