Call reports 2008
SIMMONS BANK — 2008
What SIMMONS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,432,022,000 | 1,436,981,000 | 1,371,576,000 | 1,424,029,000 |
| Total loans | 910,488,000 | 929,959,000 | 949,459,000 | 961,757,000 |
| Allowance for loan losses | 12,888,000 | 13,119,000 | 13,161,000 | 12,717,000 |
| Securities available for sale | 181,082,000 | 181,421,000 | 145,961,000 | 194,124,000 |
| Securities held to maturity | 77,135,000 | 79,896,000 | 80,762,000 | 86,143,000 |
| Trading assets | 4,849,000 | 99,000 | 0 | 4,850,000 |
| Total deposits | 1,096,230,000 | 1,144,051,000 | 1,093,963,000 | 1,132,810,000 |
| Interest-bearing deposits | 893,395,000 | 942,107,000 | 903,055,000 | 924,705,000 |
| Noninterest-bearing deposits | 202,835,000 | 201,944,000 | 190,908,000 | 208,105,000 |
| Equity capital | 123,381,000 | 120,326,000 | 120,439,000 | 122,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 19,965,000 | 38,875,000 | 57,584,000 | 75,280,000 |
| Interest expense | 7,731,000 | 14,446,000 | 20,562,000 | 25,989,000 |
| Net interest income | 12,234,000 | 24,429,000 | 37,022,000 | 49,291,000 |
| Noninterest income | 12,413,000 | 21,505,000 | 29,974,000 | 38,557,000 |
| Noninterest expense | 14,478,000 | 29,628,000 | 44,994,000 | 60,802,000 |
| Provision for loan losses | 980,000 | 1,965,000 | 3,019,000 | 4,072,000 |
| Pretax income | 9,189,000 | 14,341,000 | 18,983,000 | 22,974,000 |
| Income tax | 3,241,000 | 4,850,000 | 6,282,000 | 7,458,000 |
| Net income | 5,948,000 | 9,491,000 | 12,701,000 | 15,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,586,000 | 99,974,000 | 100,919,000 | 104,865,000 |
| Total capital | 112,760,000 | 112,227,000 | 112,973,000 | 117,125,000 |
| Risk-weighted assets | 970,971,000 | 977,082,000 | 962,087,000 | 968,372,000 |