Call reports 2007
SIMMONS BANK — 2007
What SIMMONS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,328,839,000 | 1,286,597,000 | 1,348,097,000 | 1,311,953,000 |
| Total loans | 877,763,000 | 877,898,000 | 924,316,000 | 922,741,000 |
| Allowance for loan losses | 12,466,000 | 12,453,000 | 12,607,000 | 12,733,000 |
| Securities available for sale | 142,378,000 | 148,268,000 | 149,367,000 | 144,867,000 |
| Securities held to maturity | 75,375,000 | 75,238,000 | 78,338,000 | 82,543,000 |
| Trading assets | 10,464,000 | 4,496,000 | 4,451,000 | 4,675,000 |
| Total deposits | 1,049,190,000 | 1,034,375,000 | 1,042,816,000 | 1,031,042,000 |
| Interest-bearing deposits | 856,139,000 | 850,362,000 | 838,732,000 | 836,951,000 |
| Noninterest-bearing deposits | 193,051,000 | 184,013,000 | 204,083,000 | 194,091,000 |
| Equity capital | 115,887,000 | 116,242,000 | 117,973,000 | 119,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 21,099,000 | 41,894,000 | 63,436,000 | 84,543,000 |
| Interest expense | 8,896,000 | 17,451,000 | 26,440,000 | 34,915,000 |
| Net interest income | 12,203,000 | 24,443,000 | 36,996,000 | 49,628,000 |
| Noninterest income | 8,713,000 | 17,391,000 | 25,911,000 | 34,872,000 |
| Noninterest expense | 14,666,000 | 29,077,000 | 43,650,000 | 59,923,000 |
| Provision for loan losses | 475,000 | 962,000 | 1,739,000 | 2,775,000 |
| Pretax income | 5,775,000 | 11,795,000 | 17,518,000 | 21,802,000 |
| Income tax | 1,904,000 | 3,911,000 | 5,782,000 | 7,119,000 |
| Net income | 3,871,000 | 7,884,000 | 11,736,000 | 14,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,525,000 | 96,734,000 | 97,313,000 | 97,868,000 |
| Total capital | 106,987,000 | 108,310,000 | 109,405,000 | 109,676,000 |
| Risk-weighted assets | 904,950,000 | 909,517,000 | 953,354,000 | 938,892,000 |