Call reports 2006
SIMMONS BANK — 2006
What SIMMONS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,211,496,000 | 1,256,858,000 | 1,299,082,000 | 1,302,820,000 |
| Total loans | 815,126,000 | 836,245,000 | 857,933,000 | 874,252,000 |
| Allowance for loan losses | 13,226,000 | 13,034,000 | 12,888,000 | 12,749,000 |
| Securities available for sale | 147,199,000 | 142,534,000 | 147,857,000 | 141,001,000 |
| Securities held to maturity | 62,983,000 | 71,120,000 | 72,902,000 | 77,089,000 |
| Trading assets | 4,646,000 | 4,606,000 | 4,574,000 | 4,487,000 |
| Total deposits | 972,240,000 | 1,008,011,000 | 1,023,476,000 | 1,044,614,000 |
| Interest-bearing deposits | 770,357,000 | 794,800,000 | 827,502,000 | 855,545,000 |
| Noninterest-bearing deposits | 201,883,000 | 213,212,000 | 195,974,000 | 189,069,000 |
| Equity capital | 110,021,000 | 111,006,000 | 113,234,000 | 114,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 17,778,000 | 36,233,000 | 56,070,000 | 76,499,000 |
| Interest expense | 5,906,000 | 12,480,000 | 20,293,000 | 28,649,000 |
| Net interest income | 11,872,000 | 23,753,000 | 35,777,000 | 47,850,000 |
| Noninterest income | 7,891,000 | 16,344,000 | 24,579,000 | 32,644,000 |
| Noninterest expense | 13,803,000 | 27,650,000 | 41,742,000 | 56,157,000 |
| Provision for loan losses | 1,266,000 | 1,888,000 | 2,288,000 | 2,738,000 |
| Pretax income | 4,694,000 | 10,559,000 | 16,326,000 | 21,599,000 |
| Income tax | 1,523,000 | 3,369,000 | 5,235,000 | 6,968,000 |
| Net income | 3,171,000 | 7,190,000 | 11,091,000 | 14,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,395,000 | 91,949,000 | 93,167,000 | 94,187,000 |
| Total capital | 100,965,000 | 102,880,000 | 104,423,000 | 105,553,000 |
| Risk-weighted assets | 821,885,000 | 857,651,000 | 883,855,000 | 893,723,000 |