Call reports 2005
SIMMONS BANK — 2005
What SIMMONS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,181,260,000 | 1,213,954,000 | 1,260,172,000 | 1,213,079,000 |
| Total loans | 779,686,000 | 791,249,000 | 817,707,000 | 827,565,000 |
| Allowance for loan losses | 13,396,000 | 13,427,000 | 13,581,000 | 13,398,000 |
| Securities available for sale | 163,439,000 | 155,574,000 | 156,487,000 | 150,390,000 |
| Securities held to maturity | 62,424,000 | 63,502,000 | 65,746,000 | 63,011,000 |
| Trading assets | 4,718,000 | 4,680,000 | 4,731,000 | 4,631,000 |
| Total deposits | 952,055,000 | 972,541,000 | 978,420,000 | 974,131,000 |
| Interest-bearing deposits | 762,343,000 | 769,155,000 | 776,310,000 | 757,766,000 |
| Noninterest-bearing deposits | 189,712,000 | 203,387,000 | 202,110,000 | 216,365,000 |
| Equity capital | 109,693,000 | 109,004,000 | 109,339,000 | 109,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,535,000 | 31,648,000 | 48,836,000 | 66,520,000 |
| Interest expense | 3,537,000 | 7,617,000 | 12,488,000 | 17,860,000 |
| Net interest income | 11,998,000 | 24,031,000 | 36,348,000 | 48,660,000 |
| Noninterest income | 7,586,000 | 15,690,000 | 23,760,000 | 31,399,000 |
| Noninterest expense | 13,308,000 | 26,290,000 | 39,844,000 | 53,649,000 |
| Provision for loan losses | 1,209,000 | 2,418,000 | 3,627,000 | 4,836,000 |
| Pretax income | 5,067,000 | 11,013,000 | 16,637,000 | 21,574,000 |
| Income tax | 1,612,000 | 3,506,000 | 5,304,000 | 6,907,000 |
| Net income | 3,455,000 | 7,232,000 | 11,058,000 | 14,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,400,000 | 87,952,000 | 89,135,000 | 89,755,000 |
| Total capital | 99,517,000 | 98,556,000 | 100,067,000 | 100,526,000 |
| Risk-weighted assets | 786,670,000 | 813,353,000 | 843,786,000 | 832,010,000 |