Call reports 2004
SIMMONS BANK — 2004
What SIMMONS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,172,442,000 | 1,140,309,000 | 1,162,225,000 | 1,190,822,000 |
| Total loans | 735,337,000 | 740,492,000 | 780,752,000 | 769,116,000 |
| Allowance for loan losses | 14,032,000 | 14,080,000 | 14,217,000 | 13,871,000 |
| Securities available for sale | 145,958,000 | 157,458,000 | 164,312,000 | 163,646,000 |
| Securities held to maturity | 71,338,000 | 69,270,000 | 69,989,000 | 65,468,000 |
| Trading assets | 205,000 | 389,000 | 2,149,000 | 4,916,000 |
| Total deposits | 945,095,000 | 938,995,000 | 928,151,000 | 942,137,000 |
| Interest-bearing deposits | 755,198,000 | 747,621,000 | 739,249,000 | 753,471,000 |
| Noninterest-bearing deposits | 189,896,000 | 191,374,000 | 188,902,000 | 188,666,000 |
| Equity capital | 104,139,000 | 104,922,000 | 108,037,000 | 107,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 14,341,000 | 28,295,000 | 42,921,000 | 58,241,000 |
| Interest expense | 2,825,000 | 5,539,000 | 8,319,000 | 11,466,000 |
| Net interest income | 11,516,000 | 22,756,000 | 34,602,000 | 46,775,000 |
| Noninterest income | 7,708,000 | 15,891,000 | 23,844,000 | 31,440,000 |
| Noninterest expense | 12,891,000 | 25,686,000 | 38,541,000 | 51,543,000 |
| Provision for loan losses | 1,275,000 | 2,549,000 | 3,824,000 | 5,099,000 |
| Pretax income | 5,058,000 | 10,412,000 | 16,081,000 | 21,573,000 |
| Income tax | 1,656,000 | 3,443,000 | 5,228,000 | 7,088,000 |
| Net income | 3,402,000 | 6,969,000 | 10,853,000 | 14,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,979,000 | 83,539,000 | 85,169,000 | 85,347,000 |
| Total capital | 90,800,000 | 93,511,000 | 95,522,000 | 95,594,000 |
| Risk-weighted assets | 752,902,000 | 764,143,000 | 793,034,000 | 785,823,000 |