Call reports 2003
SIMMONS BANK — 2003
What SIMMONS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 990,161,000 | 994,770,000 | 1,012,455,000 | 1,192,948,000 |
| Total loans | 635,727,000 | 645,628,000 | 652,047,000 | 744,227,000 |
| Allowance for loan losses | 10,532,000 | 10,743,000 | 11,034,000 | 14,144,000 |
| Securities available for sale | 96,617,000 | 115,919,000 | 125,601,000 | 151,434,000 |
| Securities held to maturity | 104,978,000 | 88,830,000 | 81,138,000 | 76,260,000 |
| Trading assets | 11,349,000 | 212,000 | 369,000 | 90,000 |
| Total deposits | 805,990,000 | 798,511,000 | 813,936,000 | 964,441,000 |
| Interest-bearing deposits | 631,389,000 | 607,841,000 | 629,847,000 | 761,136,000 |
| Noninterest-bearing deposits | 174,601,000 | 190,669,000 | 184,089,000 | 203,304,000 |
| Equity capital | 84,401,000 | 85,974,000 | 85,575,000 | 102,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 13,839,000 | 27,873,000 | 41,353,000 | 55,121,000 |
| Interest expense | 3,272,000 | 6,736,000 | 9,477,000 | 12,286,000 |
| Net interest income | 10,567,000 | 21,137,000 | 31,876,000 | 42,835,000 |
| Noninterest income | 7,968,000 | 17,062,000 | 25,576,000 | 33,154,000 |
| Noninterest expense | 12,007,000 | 23,792,000 | 35,750,000 | 48,682,000 |
| Provision for loan losses | 1,446,000 | 2,893,000 | 4,339,000 | 5,786,000 |
| Pretax income | 5,082,000 | 11,514,000 | 17,363,000 | 21,521,000 |
| Income tax | 1,650,000 | 3,694,000 | 5,548,000 | 6,769,000 |
| Net income | 3,432,000 | 7,820,000 | 11,815,000 | 14,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,677,000 | 79,235,000 | 79,657,000 | 79,957,000 |
| Total capital | 86,045,000 | 87,864,000 | 88,403,000 | 89,918,000 |
| Risk-weighted assets | 636,060,000 | 654,593,000 | 667,429,000 | 766,247,000 |