Call reports 2016
FIRST BANK, THE — 2016
What FIRST BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,241,393,000 | 1,224,183,000 | 1,265,747,000 | 1,276,073,000 |
| Total loans | 803,859,000 | 833,021,000 | 863,803,000 | 872,934,000 |
| Allowance for loan losses | 6,982,000 | 7,259,000 | 7,481,000 | 7,510,000 |
| Securities available for sale | 253,126,000 | 242,856,000 | 236,167,000 | 243,206,000 |
| Securities held to maturity | 6,851,000 | 6,025,000 | 6,000,000 | 6,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,035,529,000 | 1,027,558,000 | 1,071,991,000 | 1,039,452,000 |
| Interest-bearing deposits | 840,857,000 | 832,287,000 | 874,930,000 | 836,754,000 |
| Noninterest-bearing deposits | 194,672,000 | 195,271,000 | 197,061,000 | 202,698,000 |
| Equity capital | 116,868,000 | 119,830,000 | 122,060,000 | 179,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,579,000 | 21,430,000 | 32,684,000 | 44,535,000 |
| Interest expense | 895,000 | 1,857,000 | 2,978,000 | 4,094,000 |
| Net interest income | 9,684,000 | 19,573,000 | 29,706,000 | 40,441,000 |
| Noninterest income | 2,295,000 | 4,934,000 | 7,879,000 | 10,414,000 |
| Noninterest expense | 7,824,000 | 16,157,000 | 24,838,000 | 33,941,000 |
| Provision for loan losses | 190,000 | 394,000 | 538,000 | 625,000 |
| Pretax income | 3,965,000 | 8,085,000 | 12,338,000 | 16,415,000 |
| Income tax | 1,116,000 | 2,318,000 | 3,603,000 | 4,766,000 |
| Net income | 2,849,000 | 5,767,000 | 8,735,000 | 11,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,387,000 | 101,111,000 | 103,317,000 | 165,062,000 |
| Total capital | 105,369,000 | 108,370,000 | 110,798,000 | 172,572,000 |
| Risk-weighted assets | 926,540,000 | 963,963,000 | 991,035,000 | 1,017,383,000 |