Call reports 2015
FIRST BANK, THE — 2015
What FIRST BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,145,293,000 | 1,116,567,000 | 1,137,387,000 | 1,144,590,000 |
| Total loans | 718,016,000 | 732,901,000 | 747,647,000 | 776,490,000 |
| Allowance for loan losses | 5,928,000 | 6,419,000 | 6,734,000 | 6,747,000 |
| Securities available for sale | 246,841,000 | 236,476,000 | 239,631,000 | 239,732,000 |
| Securities held to maturity | 7,829,000 | 7,651,000 | 7,233,000 | 7,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 980,450,000 | 956,811,000 | 957,256,000 | 911,175,000 |
| Interest-bearing deposits | 776,592,000 | 768,137,000 | 768,808,000 | 720,783,000 |
| Noninterest-bearing deposits | 203,858,000 | 188,674,000 | 188,448,000 | 190,392,000 |
| Equity capital | 108,210,000 | 107,774,000 | 110,822,000 | 112,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,682,000 | 19,702,000 | 29,766,000 | 40,169,000 |
| Interest expense | 759,000 | 1,519,000 | 2,265,000 | 3,022,000 |
| Net interest income | 8,923,000 | 18,183,000 | 27,501,000 | 37,147,000 |
| Noninterest income | 1,668,000 | 3,298,000 | 5,174,000 | 6,855,000 |
| Noninterest expense | 7,372,000 | 14,926,000 | 22,509,000 | 30,272,000 |
| Provision for loan losses | 149,000 | 150,000 | 400,000 | 410,000 |
| Pretax income | 3,070,000 | 6,405,000 | 9,766,000 | 13,320,000 |
| Income tax | 847,000 | 1,773,000 | 2,706,000 | 3,701,000 |
| Net income | 2,223,000 | 4,632,000 | 7,060,000 | 9,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,034,000 | 93,300,000 | 94,943,000 | 96,164,000 |
| Total capital | 100,962,000 | 99,719,000 | 101,677,000 | 102,911,000 |
| Risk-weighted assets | 762,305,000 | 811,705,000 | 842,043,000 | 871,230,000 |