Call reports 2014
FIRST BANK, THE — 2014
What FIRST BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 987,907,000 | 1,006,520,000 | 1,071,293,000 | 1,092,960,000 |
| Total loans | 593,532,000 | 610,032,000 | 671,302,000 | 706,634,000 |
| Allowance for loan losses | 5,811,000 | 5,999,000 | 6,084,000 | 6,095,000 |
| Securities available for sale | 236,459,000 | 263,653,000 | 262,651,000 | 254,746,000 |
| Securities held to maturity | 8,429,000 | 8,421,000 | 8,411,000 | 8,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 857,587,000 | 877,157,000 | 902,889,000 | 886,501,000 |
| Interest-bearing deposits | 720,756,000 | 700,449,000 | 706,239,000 | 685,139,000 |
| Noninterest-bearing deposits | 136,831,000 | 176,708,000 | 196,650,000 | 201,362,000 |
| Equity capital | 96,962,000 | 96,944,000 | 103,096,000 | 105,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,446,000 | 17,019,000 | 26,706,000 | 36,365,000 |
| Interest expense | 577,000 | 1,259,000 | 2,048,000 | 2,791,000 |
| Net interest income | 7,869,000 | 15,760,000 | 24,658,000 | 33,574,000 |
| Noninterest income | 1,296,000 | 2,915,000 | 4,665,000 | 6,544,000 |
| Noninterest expense | 6,684,000 | 13,503,000 | 21,005,000 | 28,566,000 |
| Provision for loan losses | 358,000 | 635,000 | 1,266,000 | 1,418,000 |
| Pretax income | 2,123,000 | 4,537,000 | 7,039,000 | 10,117,000 |
| Income tax | 563,000 | 1,213,000 | 1,890,000 | 2,732,000 |
| Net income | 1,560,000 | 3,324,000 | 5,149,000 | 7,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,557,000 | 82,823,000 | 87,331,000 | 88,793,000 |
| Total capital | 89,368,000 | 88,822,000 | 93,415,000 | 94,888,000 |
| Risk-weighted assets | 668,105,000 | 682,248,000 | 749,977,000 | 777,597,000 |