Call reports 2013
FIRST BANK, THE — 2013
What FIRST BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 787,850,000 | 963,571,000 | 950,883,000 | 939,735,000 |
| Total loans | 425,368,000 | 557,770,000 | 572,513,000 | 583,303,000 |
| Allowance for loan losses | 4,918,000 | 5,393,000 | 5,672,000 | 5,728,000 |
| Securities available for sale | 212,262,000 | 248,030,000 | 251,813,000 | 244,051,000 |
| Securities held to maturity | 8,462,000 | 8,455,000 | 8,446,000 | 8,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,112,000 | 839,432,000 | 809,727,000 | 773,652,000 |
| Interest-bearing deposits | 578,309,000 | 702,681,000 | 677,317,000 | 635,355,000 |
| Noninterest-bearing deposits | 81,803,000 | 136,751,000 | 132,410,000 | 138,297,000 |
| Equity capital | 76,485,000 | 91,515,000 | 93,246,000 | 94,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,650,000 | 14,407,000 | 22,904,000 | 31,313,000 |
| Interest expense | 733,000 | 1,509,000 | 2,152,000 | 2,732,000 |
| Net interest income | 5,917,000 | 12,898,000 | 20,752,000 | 28,581,000 |
| Noninterest income | 1,807,000 | 3,435,000 | 4,886,000 | 6,107,000 |
| Noninterest expense | 5,362,000 | 11,989,000 | 18,998,000 | 25,604,000 |
| Provision for loan losses | 311,000 | 660,000 | 1,020,000 | 1,076,000 |
| Pretax income | 2,051,000 | 3,684,000 | 5,620,000 | 8,008,000 |
| Income tax | 500,000 | 896,000 | 1,352,000 | 2,116,000 |
| Net income | 1,551,000 | 2,788,000 | 4,268,000 | 5,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,946,000 | 79,182,000 | 80,859,000 | 81,979,000 |
| Total capital | 66,864,000 | 84,575,000 | 86,531,000 | 87,707,000 |
| Risk-weighted assets | 492,192,000 | 623,703,000 | 651,393,000 | 661,686,000 |