Call reports 2009
FIRST BANK, THE — 2009
What FIRST BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 481,887,000 | 484,067,000 | 484,998,000 | 476,665,000 |
| Total loans | 318,924,000 | 321,347,000 | 321,403,000 | 318,795,000 |
| Allowance for loan losses | 5,270,000 | 5,253,000 | 4,827,000 | 4,762,000 |
| Securities available for sale | 95,151,000 | 112,328,000 | 119,200,000 | 112,231,000 |
| Securities held to maturity | 12,000 | 12,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,243,000 | 392,243,000 | 390,891,000 | 380,288,000 |
| Interest-bearing deposits | 359,287,000 | 359,945,000 | 360,798,000 | 348,482,000 |
| Noninterest-bearing deposits | 31,956,000 | 32,298,000 | 30,093,000 | 31,806,000 |
| Equity capital | 51,029,000 | 50,923,000 | 52,091,000 | 52,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,250,000 | 12,404,000 | 18,507,000 | 24,621,000 |
| Interest expense | 2,714,000 | 5,282,000 | 7,714,000 | 9,966,000 |
| Net interest income | 3,536,000 | 7,122,000 | 10,793,000 | 14,655,000 |
| Noninterest income | 1,079,000 | 2,193,000 | 3,336,000 | 4,476,000 |
| Noninterest expense | 3,587,000 | 7,351,000 | 11,057,000 | 14,932,000 |
| Provision for loan losses | 628,000 | 1,092,000 | 1,056,000 | 1,206,000 |
| Pretax income | 400,000 | 801,000 | 2,016,000 | 2,882,000 |
| Income tax | 116,000 | 225,000 | 586,000 | 672,000 |
| Net income | 284,000 | 576,000 | 1,430,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,408,000 | 49,712,000 | 50,703,000 | 51,410,000 |
| Total capital | 53,941,000 | 54,142,000 | 55,071,000 | 55,686,000 |
| Risk-weighted assets | 361,889,000 | 353,577,000 | 349,012,000 | 341,572,000 |