Call reports 2007
FIRST BANK, THE — 2007
What FIRST BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 443,345,000 | 473,543,000 | 490,784,000 | 494,566,000 |
| Total loans | 307,862,000 | 348,566,000 | 368,958,000 | 371,223,000 |
| Allowance for loan losses | 4,205,000 | 4,502,000 | 3,964,000 | 4,221,000 |
| Securities available for sale | 101,600,000 | 89,245,000 | 85,129,000 | 84,363,000 |
| Securities held to maturity | 13,000 | 13,000 | 13,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,001,000 | 405,014,000 | 394,306,000 | 387,121,000 |
| Interest-bearing deposits | 322,366,000 | 341,596,000 | 330,431,000 | 331,768,000 |
| Noninterest-bearing deposits | 64,635,000 | 63,418,000 | 63,875,000 | 55,353,000 |
| Equity capital | 34,723,000 | 35,183,000 | 42,761,000 | 44,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,506,000 | 15,709,000 | 24,632,000 | 33,383,000 |
| Interest expense | 3,197,000 | 6,726,000 | 10,699,000 | 14,744,000 |
| Net interest income | 4,309,000 | 8,983,000 | 13,933,000 | 18,639,000 |
| Noninterest income | 649,000 | 1,342,000 | 2,066,000 | 2,880,000 |
| Noninterest expense | 3,381,000 | 6,877,000 | 10,582,000 | 14,446,000 |
| Provision for loan losses | 330,000 | 650,000 | 966,000 | 1,321,000 |
| Pretax income | 1,247,000 | 2,798,000 | 4,451,000 | 5,752,000 |
| Income tax | 373,000 | 750,000 | 1,270,000 | 1,721,000 |
| Net income | 874,000 | 2,048,000 | 3,181,000 | 4,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,240,000 | 34,431,000 | 41,594,000 | 42,463,000 |
| Total capital | 37,320,000 | 38,933,000 | 45,558,000 | 46,684,000 |
| Risk-weighted assets | 326,263,000 | 369,333,000 | 383,412,000 | 384,636,000 |