Call reports 2006
FIRST BANK, THE — 2006
What FIRST BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 309,658,000 | 327,808,000 | 360,478,000 | 416,495,000 |
| Total loans | 210,483,000 | 240,653,000 | 251,072,000 | 287,875,000 |
| Allowance for loan losses | 2,437,000 | 2,624,000 | 2,897,000 | 3,793,000 |
| Securities available for sale | 54,189,000 | 56,393,000 | 61,520,000 | 89,480,000 |
| Securities held to maturity | 14,000 | 14,000 | 13,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,298,000 | 269,632,000 | 303,190,000 | 360,439,000 |
| Interest-bearing deposits | 203,378,000 | 214,473,000 | 269,241,000 | 301,748,000 |
| Noninterest-bearing deposits | 56,920,000 | 55,159,000 | 33,949,000 | 58,691,000 |
| Equity capital | 22,929,000 | 28,277,000 | 29,641,000 | 33,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,839,000 | 10,383,000 | 16,445,000 | 23,736,000 |
| Interest expense | 1,664,000 | 3,536,000 | 5,751,000 | 8,671,000 |
| Net interest income | 3,175,000 | 6,847,000 | 10,694,000 | 15,065,000 |
| Noninterest income | 441,000 | 890,000 | 1,395,000 | 1,993,000 |
| Noninterest expense | 2,267,000 | 4,830,000 | 7,606,000 | 10,832,000 |
| Provision for loan losses | 84,000 | 294,000 | 583,000 | 800,000 |
| Pretax income | 1,265,000 | 2,613,000 | 3,900,000 | 5,426,000 |
| Income tax | 400,000 | 838,000 | 1,246,000 | 1,729,000 |
| Net income | 865,000 | 1,775,000 | 2,654,000 | 3,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,225,000 | 28,890,000 | 29,770,000 | 32,234,000 |
| Total capital | 25,662,000 | 31,514,000 | 32,667,000 | 36,027,000 |
| Risk-weighted assets | 219,128,000 | 244,888,000 | 265,226,000 | 304,646,000 |