Call reports 2005
FIRST BANK, THE — 2005
What FIRST BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 228,994,000 | 246,373,000 | 278,945,000 | 292,837,000 |
| Total loans | 177,024,000 | 198,510,000 | 197,807,000 | 200,309,000 |
| Allowance for loan losses | 1,838,000 | 2,040,000 | 2,281,000 | 2,367,000 |
| Securities available for sale | 27,504,000 | 26,300,000 | 30,669,000 | 48,543,000 |
| Securities held to maturity | 14,000 | 14,000 | 14,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,252,000 | 200,747,000 | 219,061,000 | 243,758,000 |
| Interest-bearing deposits | 147,634,000 | 167,598,000 | 174,410,000 | 194,156,000 |
| Noninterest-bearing deposits | 35,618,000 | 33,149,000 | 44,651,000 | 49,602,000 |
| Equity capital | 18,541,000 | 19,178,000 | 20,641,000 | 22,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,298,000 | 7,013,000 | 11,112,000 | 15,675,000 |
| Interest expense | 998,000 | 2,183,000 | 3,578,000 | 5,164,000 |
| Net interest income | 2,300,000 | 4,830,000 | 7,534,000 | 10,511,000 |
| Noninterest income | 456,000 | 886,000 | 1,251,000 | 1,606,000 |
| Noninterest expense | 1,897,000 | 3,766,000 | 5,808,000 | 8,022,000 |
| Provision for loan losses | 204,000 | 437,000 | 750,000 | 921,000 |
| Pretax income | 655,000 | 1,513,000 | 2,227,000 | 3,174,000 |
| Income tax | 223,000 | 515,000 | 757,000 | 1,036,000 |
| Net income | 432,000 | 998,000 | 1,470,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,654,000 | 19,220,000 | 20,692,000 | 22,361,000 |
| Total capital | 20,492,000 | 21,260,000 | 22,973,000 | 24,728,000 |
| Risk-weighted assets | 174,507,000 | 190,633,000 | 201,602,000 | 207,353,000 |