Call reports 2002
FIRST BANK, THE — 2002
What FIRST BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,678,000 | 103,093,000 | 102,794,000 | 107,099,000 |
| Total loans | 68,437,000 | 75,865,000 | 75,937,000 | 77,963,000 |
| Allowance for loan losses | 724,000 | 796,000 | 809,000 | 817,000 |
| Securities available for sale | 11,776,000 | 14,515,000 | 12,522,000 | 13,531,000 |
| Securities held to maturity | 32,000 | 25,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,557,000 | 82,808,000 | 81,188,000 | 82,996,000 |
| Interest-bearing deposits | 69,817,000 | 68,880,000 | 69,285,000 | 70,310,000 |
| Noninterest-bearing deposits | 12,740,000 | 13,929,000 | 11,903,000 | 12,686,000 |
| Equity capital | 9,095,000 | 9,334,000 | 9,669,000 | 9,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,267,000 | 5,206,000 | 7,045,000 |
| Interest expense | 631,000 | 1,269,000 | 1,895,000 | 2,507,000 |
| Net interest income | 935,000 | 1,998,000 | 3,311,000 | 4,538,000 |
| Noninterest income | 248,000 | 553,000 | 899,000 | 1,254,000 |
| Noninterest expense | 904,000 | 1,895,000 | 3,029,000 | 4,211,000 |
| Provision for loan losses | 57,000 | 145,000 | 189,000 | 230,000 |
| Pretax income | 222,000 | 511,000 | 992,000 | 1,351,000 |
| Income tax | 75,000 | 170,000 | 337,000 | 476,000 |
| Net income | 147,000 | 341,000 | 655,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,035,000 | 9,230,000 | 9,543,000 | 9,764,000 |
| Total capital | 9,759,000 | 10,026,000 | 10,352,000 | 10,581,000 |
| Risk-weighted assets | 77,403,000 | 78,169,000 | 80,433,000 | 79,681,000 |