Call reports 2026
NORMANGEE STATE BANK — 2026
What NORMANGEE STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 173,228,000 | 165,493,000 |
| Total loans | 94,558,000 | 96,660,000 |
| Allowance for loan losses | 1,242,000 | 1,256,000 |
| Securities available for sale | 43,696,000 | 44,748,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 147,438,000 | 144,846,000 |
| Interest-bearing deposits | 89,297,000 | 88,694,000 |
| Noninterest-bearing deposits | 58,141,000 | 56,152,000 |
| Equity capital | 19,363,000 | 19,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,046,000 | 4,200,000 |
| Interest expense | 442,000 | 878,000 |
| Net interest income | 1,604,000 | 3,322,000 |
| Noninterest income | 70,000 | 77,000 |
| Noninterest expense | 1,367,000 | 2,715,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 307,000 | 684,000 |
| Income tax | 42,000 | 115,000 |
| Net income | 265,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,155,000 | 24,460,000 |
| Total capital | 25,370,000 | 25,637,000 |
| Risk-weighted assets | 97,223,000 | 94,065,000 |