Call reports 2021
NORMANGEE STATE BANK — 2021
What NORMANGEE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 139,015,000 | 137,083,000 | 139,696,000 | 143,280,000 |
| Total loans | 65,629,000 | 64,960,000 | 64,944,000 | 62,949,000 |
| Allowance for loan losses | 1,987,000 | 2,001,000 | 1,638,000 | 1,650,000 |
| Securities available for sale | 52,384,000 | 56,906,000 | 58,048,000 | 59,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,661,000 | 115,541,000 | 117,769,000 | 122,073,000 |
| Interest-bearing deposits | 76,287,000 | 76,308,000 | 75,231,000 | 78,079,000 |
| Noninterest-bearing deposits | 41,374,000 | 39,233,000 | 42,538,000 | 43,994,000 |
| Equity capital | 20,933,000 | 21,229,000 | 21,480,000 | 21,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,498,000 | 3,733,000 | 4,964,000 |
| Interest expense | 104,000 | 192,000 | 263,000 | 329,000 |
| Net interest income | 1,170,000 | 2,306,000 | 3,470,000 | 4,635,000 |
| Noninterest income | 117,000 | 233,000 | 357,000 | 501,000 |
| Noninterest expense | 909,000 | 1,806,000 | 2,615,000 | 3,606,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 407,000 | 762,000 | 1,241,000 | 1,559,000 |
| Income tax | 73,000 | 139,000 | 224,000 | 277,000 |
| Net income | 334,000 | 623,000 | 1,017,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,590,000 | 20,878,000 | 21,272,000 | 21,146,000 |
| Total capital | 21,439,000 | 21,734,000 | 22,135,000 | 21,995,000 |
| Risk-weighted assets | 66,789,000 | 67,387,000 | 68,302,000 | 67,139,000 |