Call reports 2018
NORMANGEE STATE BANK — 2018
What NORMANGEE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,199,000 | 122,582,000 | 120,337,000 | 116,840,000 |
| Total loans | 77,074,000 | 78,086,000 | 76,942,000 | 77,451,000 |
| Allowance for loan losses | 1,453,000 | 1,529,000 | 1,396,000 | 1,470,000 |
| Securities available for sale | 38,455,000 | 38,500,000 | 35,191,000 | 35,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,642,000 | 103,589,000 | 101,048,000 | 97,796,000 |
| Interest-bearing deposits | 77,778,000 | 74,167,000 | 72,713,000 | 70,615,000 |
| Noninterest-bearing deposits | 28,864,000 | 29,422,000 | 28,335,000 | 27,181,000 |
| Equity capital | 18,337,000 | 18,706,000 | 18,876,000 | 18,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,065,000 | 4,611,000 | 6,175,000 |
| Interest expense | 113,000 | 233,000 | 357,000 | 490,000 |
| Net interest income | 1,390,000 | 2,832,000 | 4,254,000 | 5,685,000 |
| Noninterest income | 130,000 | 252,000 | 365,000 | 546,000 |
| Noninterest expense | 868,000 | 1,567,000 | 2,243,000 | 3,285,000 |
| Provision for loan losses | 150,000 | 500,000 | 950,000 | 1,300,000 |
| Pretax income | 502,000 | 1,017,000 | 1,433,000 | 1,653,000 |
| Income tax | 86,000 | 166,000 | 231,000 | 257,000 |
| Net income | 416,000 | 851,000 | 1,202,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,793,000 | 19,228,000 | 19,579,000 | 19,413,000 |
| Total capital | 19,741,000 | 20,170,000 | 20,503,000 | 20,338,000 |
| Risk-weighted assets | 75,343,000 | 74,687,000 | 73,309,000 | 73,432,000 |