Call reports 2017
NORMANGEE STATE BANK — 2017
What NORMANGEE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 121,306,000 | 128,493,000 | 128,361,000 | 124,973,000 |
| Total loans | 81,902,000 | 81,253,000 | 79,320,000 | 76,262,000 |
| Allowance for loan losses | 1,931,000 | 2,612,000 | 1,791,000 | 1,667,000 |
| Securities available for sale | 31,367,000 | 35,580,000 | 36,326,000 | 38,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,743,000 | 109,593,000 | 108,932,000 | 106,500,000 |
| Interest-bearing deposits | 77,201,000 | 81,625,000 | 78,091,000 | 76,634,000 |
| Noninterest-bearing deposits | 25,542,000 | 27,968,000 | 30,841,000 | 29,866,000 |
| Equity capital | 18,428,000 | 18,474,000 | 19,107,000 | 18,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,549,000 | 3,113,000 | 4,671,000 | 6,257,000 |
| Interest expense | 108,000 | 219,000 | 332,000 | 446,000 |
| Net interest income | 1,441,000 | 2,894,000 | 4,339,000 | 5,811,000 |
| Noninterest income | 124,000 | 201,000 | 380,000 | 233,000 |
| Noninterest expense | 693,000 | 1,419,000 | 2,335,000 | 2,849,000 |
| Provision for loan losses | 300,000 | 1,020,000 | 1,020,000 | 2,020,000 |
| Pretax income | 588,000 | 672,000 | 1,381,000 | 1,193,000 |
| Income tax | 162,000 | 304,000 | 329,000 | 304,000 |
| Net income | 426,000 | 368,000 | 1,052,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,268,000 | 18,210,000 | 18,895,000 | 18,371,000 |
| Total capital | 19,217,000 | 19,162,000 | 19,851,000 | 19,313,000 |
| Risk-weighted assets | 74,962,000 | 74,530,000 | 75,658,000 | 74,611,000 |